Summary of Services

​A workshop designed to help you understand 'what self-employment is', come up with business ideas and decide if self-employment is right for you.

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• ​Duration: 25hrs delivered face-to-face over 3-5 days 

• Other Notes: If you want to do this service, you should do it before most other services.

• PBAS benefits*: 20 points

Undertake a Certificate IV in Entrepreneurship & New Business, giving you the qualifcation, skills and tools to help you grow, develop and professionalise your business.

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• ​​Duration: Delivered online and self-paced (no lectures or tutorials) over a maximum period of 12 months

• Other Notes: The course includes 10 subjects, each with their own units of assessment and is delivered by CQU University. You must complete at least one unit every 6 weeks.  If you are wanting to do this service, you can't do it at the same time as a Workshop, Health Check or Advice Session.

• PBAS benefits*: 25 points/week for up to 8 weeks from date of enrollment 

Help to develop a business plan and cashflow forecast for your business or business idea and assess the businesses viability.

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• ​​Duration: Self-paced

• Other Notes: We will send you a template (with instructions, examples and links to more information), but will then meet with you one-on-one to further help. A completed and approved business plan is a pre-requisite for doing the Small Business Coaching.

• PBAS benefits*: 25 points per business plan

A one-on-one session assessing how your business is currently running and ways to improve it.​

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• Duration: 2-3hrs (split over 2 sessions)

• Other Notes: Can't be delivered at the same time as Coaching or any other services

• PBAS benefits*: 20 points per health check

A one-on-one mentor session, giving you advice on starting or running your own small business

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• ​Duration: 1hr (two per year)

• Other Notes: Can't be delivered at the same time as Coaching or any other services

• PBAS benefits*:15 points per session (two per year)

Personalised mentoring to help you start and run your business: 

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• Service: 12 months access to a business coach and mentoring to help you develop your business in-line with your Business Plan. We can't work in your business or provide you legal, financial (accounting or tax) or insurance advice.

• Income Support:

  • If you are on income-support on the day before you start on Small Business Coaching you may be eligible to get self-employment allowance, which is currently $7778/fortnight for a maximum period of 39 weeks (9months).

  • This is paid instead of your current income-support (e.g. JobSeeker) not in addition to it (note, some carer. disability support and single-parenting payment recipients can choose to stay on their current payment instead).

  • If your current payment is more than this amount, you won't be 'out of pocket' and your current payment will be reduced $for$ by the Self-Employment Allowance payment, though you may still have mutual obligations for this amount and you will need to check with your current provider for details on what this is.

  • If your current payment is equal to or less than this new amount, you will get the full self-employment allowance payment and you will be automatically removed from your current payment and any obligations associated with it.

  • If you are not on income-support payments before you start coaching, but subsequently start receiving payments, you can transfer over to self-employment allowance payments. However, you won't get payments for the full 39 weeks (i.e. if it takes 5 weeks to start getting payments from when you start coaching, you will only be able to get payments for 34 more weeks).

  • At the end of the 9 months (39 weeks), payments will stop, but coaching will continue.

  • Similarly, if you are on rental assistance on the day before you start coaching, then you are able to keep getting rental assistance for a maximum period of 26 weeks (6months)

  • Payments will continue to be provided by your existing provider at the same rate, and subject to the same conditions (including reporting and income limits)

  • You must be getting payments before you start coaching, you cannot get rental assistance payments after you commence coaching.

• Duration:

  • 12months coaching

  • up to 9 months (39 weeks) self-employment assistance

  • up to 6 months (26 weeks) continued rental assistance

• Obligations of Small Business Coaching:

  • Insurance: You must hold and maintain Public Liability Insurance at all times whilst on the coaching. When you start coaching we can reimburse you up to $300 towards legitimate business expenses, most people use that to help reduce the cost of insurance.

  • Run your business according to your business plan

  • Business must be your primary activity: working on average 35hrs per week, or with the intention of working 35hrs per week by the end of the 12 months.

  • Keep us updated on change of circumstances and details: including if you take any leave of greater than 7 days (1week), there is a limit of 28 days (4 weeks) of leave over the 12 months. If you leave the country, any government payments will be automatically stopped.

  • Call us back:  return our calls within 2 business days.

  • Engage in mentoring: You must attend one mentoring session every 8 weeks:

  • First session within 28 days of starting coaching (in person)

  • Subsequent sessions every 8 weeks (online, on the phone or in person)

  • These are minimum requirements, but we are happy to support you more and also give you free access to our accelerator services - designed to help accelerate your business to success.

  • Quarterly Reporting: You will need to report to us:

  • Reporting for Financial Quarters ending March, June, September and December

  • Submit within 10 business days from the end of the quarter

  • We will email you with a link to complete the online form when it is due

  • Report asks 4 key things:

  • Currency of your insurance (and evidence)

  • External Income earnt (anything OUTSIDE your business i.e. employment or investment income). Note: This amount WILL affect your self-employment allowance payments (if you are in receipt of them), if it is equal to or greater than double the self-employment allowance payments for the quarter.

  • Average hours worked in your business per week

  • Actual and forecast business figures (Revenue, Expenses and Net Income)

• PBAS benefits*: Your participation should remove you from JobSeeker, or meet your Mutual Obligations (though some reporting may still be required).